Your Financial Plan
We work with you to develop a financial plan through in-person or virtual meetings. We will discuss your goals and the actions you can take now to meet them.
Topics covered may include:
- Identifying and specifying savings for retirement and other goals
- Retirement income planning including Social Security, pensions and withdrawals from your portfolio
- Estate, insurance and tax planning
- Employee benefit reviews
- Any other topics that apply to your unique financial picture
Through our plan creation and design sessions, we’ll create a written financial plan and investment strategy as well as outline a clear path of how to achieve your financial goals. Your report will include recommendations and action steps as well as a retirement plan report and an asset allocation/investment recommendation report and, if applicable, a Social Security optimization strategy report.
Once your plan and recommendations are complete, you will have what you need to implement the action steps we outline for you. To implement your plan, you may need to:
- Making the recommended changes to your investment accounts
- Obtaining additional insurance
- Developing an estate plan with an attorney
- Coordinating with your tax preparer
During your implementation, we provide phone and email support to ensure that you are making progress.
Financial Planning and Investment Advice Program
We want to be your partner as your journey continues. Our financial planning and investment advice program helps you stay on track and allows us to help you manage life’s transitions effectively and with less worry. When you enroll in this program, you will benefit from a comprehensive annual review meeting that will include:
- Progress report on meeting your goals
- Investment rebalancing instructions for you to implement
- Updated savings/withdrawal plan
- Tax strategy review
You will also have access to financial advice as needed throughout the year via phone and email, and a client website that can provide up-to-date financial information.
We provide service at a fixed annual fee, payable as a one-time fee plus 12 monthly payments. We determine your fee based on complexity of your financial situation. Our current first-year fees are as follows:
How Can I Get Started
The first step is an initial inquiry from you. Contact us today. We offer an initial no-cost, no-obligation get acquainted meeting, either on the phone or in our offices. For get acquainted meetings, appointments are scheduled based on availability during regular business hours of 9-5, Monday through Friday.
Should you decide to engage our services, we can discuss which of our services is appropriate for you. Most clients find the financial planning process to be stimulating and enlightening. The end result, of course, is greater peace of mind. We look forward to helping YOU build a brighter financial future!