The Season of Giving

The Season of Giving

As the holidays near, you probably find that you’re being approached for donations by many organizations . And I encourage charity donations. But have you ever gotten that call where “just $10 or $20″ will be used to support one of these important...

GAO Report on 401(k) Rollover Focuses on Process, not Price

I’ve seen lots of headlines in the last couple of weeks about a new GAO report, “Labor and IRS Could Improve the Rollover Process for Participants”.  Media outlets and industry groups have latched on to different findings in the report, and resulting headlines vary...
The American Taxpayer Relief Act of 2012

The American Taxpayer Relief Act of 2012

The new year began with some political drama, as last-minute negotiations attempted to avert sending the nation over the “fiscal cliff.” Technically, we actually did go over the cliff, however briefly, as a host of tax provisions and automatic spending...

Should you take a variable annuity buyback offer?

Recently, several variable annuity companies have sent letters to their customers offering a “buyback” of their variable annuity contracts with guaranteed benefits. These might include offers to waive surrender charges, pay additional cash if the annuity is...